Skip to main content

New announcement. Learn more

Your trusted financial advisers

PLAN

We help you plan your insurance so you can be prepared for every stage of life.

GROW

We protect you now and in the future. At Advice4Life, your insurance plan grows with you.

MANAGE

Our team are here to manage your insurance, whatever stage of life you may be at.

PROTECT

Now and in the future, an Advice4Life insurance plan protects you every step of the way.

Insurance advice,
for every stage of life

From starting your family to establishing your business, building your first home to moving into retirement, at Advice4Life, our team of trusted insurance advisers will work with you to ensure you, your assets and loved ones are planned for and protected at every stage of life.

Take the guesswork out of insurance

Life! It’s fun, exciting, hard at times, and we’ve only got one, so we want to make the most of it. At Advice4Life, our trusted insurance advisers can help you plan your insurance to fit your life – and your lifestyle.

Working across a range of insurance areas, the Advice4Life team can provide you with insurance advice and a solution that meets your needs and budget, whatever stage of life you’re at.

Our advisers are based around New Zealand and specialise in all areas of risk insurance, from complex business scenarios and group schemes to personal covers and rural risks. 

With our 100-plus years of combined experience, you’re guaranteed professional, thorough and hassle-free insurance advice... for life. Let’s make the most of it!

What our clients have to say

“Grae negotiated trauma insurance for me which has been an absolute blessing after being diagnosed with a terminal illness. He helped us through the claims process which allowed us peace of mind and the ability to make better decisions in a difficult time.”

Stephen and Jacqui - Waipawa

“We needed urgent pre-approval for my husband's surgery and post-op care. Clinton was amazing and took control of everything. He went over and above, speaking to the claims management staff to expedite the process for us.” 

Nicole - Auckland

“We enjoyed working with Andrew. He took the time to talk through all the different options of what might suit our family.  He was very efficient in his responses and gave us time to make decisions.He is a kind, compassionate and non-judgemental person and we would 100% recommend Andrew to anyone wanting insurance advice.

Sarah - Morrinsville

Low-cost holiday ideas to make the most of summer

Summer holidays don’t have to come with a big price tag. With a bit of creativity and planning, it’s possible to unwind, make memories, and enjoy the best of the season without overspending. HereRead more

Understanding what’s behind rising health insurance costs

Health insurance premiums have been increasing this year, a trend that’s made headlines and prompted questions from policyholders. While the numbers can sound confronting, the underlying reasons teRead more

Cancer cover: What to know and why it matters

Cancer is something no one likes to think about but it’s a reality that touches many New Zealanders, whether personally or through family and friends. Each year, around 25,000 people in AotearoaRead more

Why knowing your health insurance limits matters

Having health insurance can give you confidence that, if something goes wrong, you’ll be able to get treatment when you need it. It’s one of the reasons many New Zealanders choose to put cover inRead more

Why every business needs a plan for the unexpected

Running a business often means wearing many hats: from managing staff and clients, to handling finances and planning for growth. With so much on the go, it can sometimes be easy to overlook risksRead more

The value of keeping your cover through life’s changes

It’s usual to review your insurance from time to time. And certain life stages such as paying off the mortgage, children leaving home, approaching retirement, often prompt people to considerRead more

Simple habits linked to better daily wellbeing

A new international study has highlighted how everyday lifestyle choices can make a noticeable difference to young people’s wellbeing. The research, published in PLOS One in August 2025, found thatRead more

Health insurance for kids: what to consider

In New Zealand, we’re fortunate to have a generally strong public health system. Emergency care is free and of a high standard. If your child needs urgent treatment, they’ll be looked after.Read more

Bridging the gap: Financial goals and real-life actions

Many New Zealanders are working hard to build better financial futures — setting goals, saving, and paying down debt. But according to new research released by the Financial Markets AuthorityRead more

Understanding policy exclusions and why they matter

Insurance is designed to provide financial protection when life takes an unexpected turn. But to make the most of your cover, it’s essential to understand not only what conditions your policyRead more

Hobbies that are good for your wallet (and your wellbeing)

Life can get busy — and between work, family, and financial commitments, it’s easy to forget how important it is to have something you enjoy just for yourself. Hobbies give us a chance to rechargRead more

How inflation affects your insurance and why it matters over time

When we think about inflation, we usually picture rising grocery bills, fuel prices, or interest rates. But there’s another area where inflation can quietly make a difference – your personalRead more