To enter the draw, take out a new insurance policy with David Riddell from Advice4Life as either a current Advice4Life customer or as a new Advice4Life customer (the "Customer"). Or refer a non-existing Advice4Life customer (the "Referred customer") to David Riddell from Advice4Life.

If entering via Referred customer, the Referred customer must take out an insurance policy through David Riddell from Advice4Life to be eligible for competition entry.

One entry for the competition will be counted per insurance policy issued.

One (1) Prize Winner will be randomly drawn on 1 September 2023.

The Prize consists of: Two night's accommodation for two at an Airbnb (one room, twin share) in Karangahake, Waikato, Bay of Plenty; a $500 Prezzy card; mountain bike hire for two from Waihi Bicycle Hire, a farm tour for two at Bullswool Heritage Farm; a Waihi Gold Mine Tour at the Gold Discovery Centre; and the Aviator Experience for up to 4 people (full day use).

All other expenses, additional or incidental costs associated with receiving and using the Prize, including transport, are the sole responsibility of the Prize Winner.

If the Prize Winner decides not to accept the prize, the prize will be forfeited and a further draw will be conducted from the remaining entries.

The Prize must be used by 31 August 2024 and no compensation will be payable if a Prize Winner is unable to use the Prize within this period.

Any cancellation, delay or rescheduling, and any costs incurred as a result will be the sole responsibility of the Prize Winner.

Prizes must be taken as offered and cannot be redeemed for cash.

Only people living in New Zealand and those who are over the age of 18 are eligible.

Advice4Life will not in any instance be held accountable by the winner for any costs, liability, direct or consequential loss, injury damages and/or claims arising out of the use of their prize.

Advice4Life are not responsible for any use of the Prize, including without limitation availability,